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Odisha Balaram Yojana: Eligibility, Features, Benefits

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About Balaram Yojana

Odisha’s government has launched a Balaram Yojana to provide Rs 1,040 crore of agricultural credit to landless farmers facing hardships due to the coronavirus outbreak, officials said on July 3.

During today’s high-level meeting at the Lok Seva Bhavan, Chief Secretary Asit Tripathy aimed to expand credit facilities through joint liability groups (JLGs) to landless farmers based on ‘social collateral.’

Tripathy has further established a useful institutional framework for coordination and monitoring at various levels. Approximately seven lakh landless growers will benefit from the program over the next two years.

Concerning ‘Balaram Yojana’

  • The government has set a goal under the ‘Balaram’ Scheme to provide farm loans to 7 lakh landless farmers in the next two years.
  • While the Institute for Agricultural Extension Management (IMAGE) coordinates the implementation of the Scheme at the state level, the Department for Agricultural Technology Management (ATMA) is coordinating at the district level.
  • It has set Rs 1,040 crore aside for the purpose. Around 7,000 branches of several banks and Primary Agricultural Cooperative Societies will organize rural and small towns.
  • As per the State farm loan laws guidelines, the interest rate and subsidy on the loan amount will be determined.
  • This Scheme has implemented in partnership with the National Agriculture and Rural Development Fund.

The Scheme’s Application

  • In a joint effort with the National Bank for Agriculture and Rural Development (NABARD), the plan was organized.
  • Agriculture experts will upgrade the program at the field level. In rural and semi-urban areas, there are around 7000 components of different banks and PACS.
  • About 70,000 sessions can obtain ranch developments. Five landless ranchers will be involved in each gathering to get the most extreme Rs 1.60 lakh credit.
  • In the next two years, the state government has concentrated on giving seven lakh landless ranchers ranch credits.
  • The simple field-level rural exercises would have credit inflows of about Rs.1040 crores through this program.

Odisha Balaram Yojana’s Main Features

  1. In the next two years, under Balaram Yojana Odisha, approximately seven lakh landless growers will benefit.
  2. Chief Secretary Asit Kumar Tripathy has directed officials, through joint liability groups (JLGs), to provide agricultural loans to landless farmers.
  3. Picture would collaborate, at the state level, to enforce the Scheme. At the district level, the Agricultural Technology Management Agency (ATMA) will coordinate.
  4. Secretary of Agriculture Sourabh Garg said landless farmers would receive loans through JLGs that will serve as ‘social collateral.’
  5. In collaboration with the National Bank for Agriculture and Rural Development (NABARD), the Scheme was planned.
  6. He said the village agricultural workers would be implementing the program at the field level.
  7. Finance Secretary A K Meena called on officials to mobilize the banking sector to extend credit support to landless farmers and sharecroppers through the State Level Bankers’ Committee (SLBC).
  8. In semi-urban and rural areas, there are more than 7000 branches of various banks and PACS.

The benefits of Odisha’s Balram Scheme

  1. This year, about 70,000 organizations would earn farm loans under the Scheme.
  2. Each community will consist of five landless farmers.
  3. Every group of five landless farmers will receive a maximum loan of Rs 1.60 lakh, official sources said.
  4. In the next two years, the state government has targeted providing farm loans to seven lakh landless farmers.

Online Registration of Balaram Yojana 

In this case, no official guidelines on the application registration process have been issued by the government. We are waiting for the official notification that will be updated shortly about the application process.

  1. Odisha Balaram Yojana, i.e., https:/ Visit the Official Website
  2. Click on the ‘Balaram Yojana Online Registration’ button on the homepage.
  3. The Application Form page shows up on the desktop.
  4. Now enter the necessary information (Mention all details such as name, name of the father/husband, date of birth, gender, caste, and other information) and upload documents.
  5. Click the Submit button to submit your final application.


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