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Unlock a World of Online Shopping Benefits: Know How Activate Your Bajaj Finserv EMI Network Card Today!


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In today’s digital age, online shopping has become an integral part of our lives. With the convenience and accessibility it offers, more and more people are opting to shop online. To make the online shopping experience even more rewarding, Bajaj Finserv introduces the EMI Network Card. This card opens up a world of benefits and enables you to shop for your favourite products while conveniently managing your finances. In this article, we will explore the shopping benefits with the card and provide a step-by-step guide on how to activate Bajaj Finserv EMI Network Card.

  1. No Cost EMI Option: One of the primary benefits of the Bajaj Finserv EMI Network Card is the option to avail of the ‘No Cost EMI’ facility. This means that you can convert your purchases into easy EMIs without incurring any additional interest charges.
  2. Flexible Repayment Tenure: With this card, you have the freedom to choose the repayment tenure that suits your budget. You can opt for EMIs ranging from 3 to 24 months, allowing you to manage your finances efficiently.
  3. Wide Network of Retailers: The Bajaj Finserv EMI Network Card can be used across a vast network of more than 1 lakh retail stores and e-commerce platforms. This ensures that you can shop for a wide range of products, including electronics, appliances, fashion, travel, healthcare, and much more.
  4. Instant Approval: The card offers instant approval, allowing you to start shopping almost immediately. Once approved, you can make purchases instantly at partner stores or online platforms.
  5. Exclusive Offers and Discounts: As a Bajaj Finserv EMI Network Cardholder, you gain access to exclusive offers and discounts from partner retailers. This can help you save money and get the best deals while shopping.

Steps to Activate the Bajaj Finserv EMI Network Card:

Activating your Bajaj Finserv EMI Network Card is a straightforward process. Here are the steps to activate your card:

  1. Visit the Bajaj Finserv website or download the Bajaj Finserv App from the App Store or Google Play Store.
  2. Click on the ‘Activate Now’ option.
  3. Enter your registered mobile number and click on ‘Submit.’
  4. You will receive an OTP (One-Time Password) on your registered mobile number. Enter the OTP in the provided field.
  5. Set a four-digit PIN for your EMI Network Card.
  6. Once the activation process is complete, your Bajaj Finserv EMI Network Card will be ready to use.

How does a No-cost EMI Work?

No cost EMIs simplify the monthly instalments of your outstanding loan against a purchase. While regular EMIs require you to pay an interest accrued along with the principal amount, no cost EMIs let you pay only the actual amount.

Simply put, a no cost emi option calculates your monthly instalment by spliting only the purchase amount of the item into the length of the tenure, with no extra charges.

Loan repayment tenures depends on the financier. Typically, these are divided into convenient EMIs for a tenure of 3,6,9,12,18,or 24 months, based on your preference.


What can you buy using this card?


The Bajaj Finserv EMI Network Card opens up a world of possibilities when it comes to shopping. With this card, you can purchase a wide range of products across various categories. Some of the key items you can buy using the Bajaj Finserv EMI Network Card include:

  1. Electronics: Upgrade your gadgets and appliances with ease. You can buy smartphones, laptops, televisions, refrigerators, air conditioners, washing machines, cameras, and more.
  2. Fashion and Accessories: Stay trendy with the latest fashion collections. The EMI card allows you to buy clothing, footwear, accessories, jewellery, and watches from popular brands.
  3. Home Appliances: Give your home a makeover by purchasing kitchen appliances like microwave ovens, juicers, mixers, and water purifiers. You can also shop for vacuum cleaners, iron boxes, and other essential home appliances.
  4. Furniture and Furnishings: Enhance the aesthetics of your living space with stylish furniture and furnishings. Buy comfortable sofas, beds, dining tables, wardrobes, mattresses, curtains, and more.
  5. Travel and Holiday Packages: Plan your dream vacation hassle-free. With the Bajaj Finserv EMI Network Card, you can book flight tickets, hotel stays, tour packages, and even travel accessories.
  6. Healthcare and Wellness: Take care of your health and wellness needs by purchasing fitness equipment, gym memberships, healthcare devices, beauty products, and personal care items.
  7. Education and Learning: Invest in your knowledge and skills by enrolling in online courses, educational programs, or buying study materials, laptops, and tablets.
  8. Automotive Accessories: Upgrade your vehicle with automotive accessories like car stereos, GPS devices, bike helmets, and more.
  9. Online Marketplace Shopping: The Bajaj Finserv EMI Network Card can be used on popular e-commerce platforms, allowing you to explore a vast array of products across different categories.
  10. Other products: The card can be used for various other purchases, including home decor, sports equipment, musical instruments, and more.

The Bajaj Finserv EMI Network Card ensures that you have the freedom to shop for a diverse range of products, making it a versatile shopping companion. Explore your interests, fulfil your needs, and indulge in the joy of shopping with this card.


The Bajaj Finserv EMI Network Card is a valuable companion for online shoppers, offering a range of benefits and convenience. With the card’s No Cost EMI facility, flexible repayment options, extensive partner network, and instant approval, it provides a seamless shopping experience. By following the simple steps to activate the card, you can unlock a world of possibilities and enjoy the perks of hassle-free shopping. Embrace the Bajaj Finserv EMI Network Card and elevate your online shopping experience today!

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