One of the most popular plastic money, credit cards are a must-have in the quickly evolving world. RBL Bank offers a wide range of credit cards that are ideal for day-to-day expenses as well as for huge purchases. Be it your daily grocery runs, or a luxury store purchase, an RBL Credit Card is a great choice for the new lifestyle and trends.
An RBL Credit Card is one of the best credit cards currently available in India. For every purchase you make using the RBL Credit Card, it accumulates reward points.
These reward points can be redeemed to avail of special discounts, cashback, and vouchers from your favourite popular brands, for dining, or free movie ticket privileges. It has the flexibility to carry forward outstanding balances with interest or clear payments in full.
Let us check out the top 5 reasons why you should opt for an RBL Credit Card.
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Discounts, Cashbacks and Rewards
Welcome gifts and reward points are a few of the major attractions offered by the RBL Bank Credit Cards. When you make a purchase using the Credit Card for the first, you stand to gain welcome gifts along with reward points.
For some RBL Bank Credit Cards, gift vouchers worth more than ₹1000 can be earned as a welcome gift within the first 30 days of card issuance. It can be redeemed from any major online store, including Amazon, Flipkart, Myntra, Uber, Zomato, or Shoppers Stop.
You will also be awarded bonus reward points on achieving milestone spends using your credit card. A few of the cards offer cash backs up to 5% equal to ₹1000 or more on shopping.
Depending on your spending, the reward points that you earn may differ, with certain spends accumulating points at an accelerated rate. You can also earn discounts on movie ticket booking and dining expenses when you use an RBL Bank Credit Card for making the purchase.
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Easy EMI Conversions
One of the major RBL Bank Credit Card facilities is its quick and easy EMI conversion feature. This feature allows you to convert your huge purchases beyond the fixed limit into easy and affordable EMIs.
These EMI have flexible tenures of 3, 6 ,9, 12, 18, or 24 months, which you can choose via MyCard Mobile App, MoBank Mobile App, or by calling the customer service. EMI conversion feature has a low-interest rate and you can also get a processing fee discount with the EMI Infinity Pass offered by RBL Bank.
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Cash Withdrawal Facility
If you are in need of funds, you can use your RBL Bank Credit Card to withdraw cash from any of the ATMs in the country. You have to pay the credit card cash withdrawal interest rate if you avail of this facility. No additional documentation is required, and can repay the entire amount in your next billing cycle.
Depending on your credit limit and the type of card you have availed, the maximum amount that you can withdraw as cash varies. Such a facility can act as a boon during emergencies and help resolve your financial woes.
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Complimentary Airport Lounge Access
You will get paid or complimentary unlimited access to all major domestic and international airport lounges when you use some of the RBL Bank Credit Cards, which are specially designed for travellers. You can travel like a VIP with airport lounge access and while waiting for your flight, you can unwind, relax, or get your work done.
If you use your RBL Credit Card for purchasing flight tickets, you can get a high amount of reward points which can be converted to discounts on your next flight tickets.
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Utility Bill Payments
All your indispensable payments like electricity bills, telephone bills, water bills, piped gas bills, etc, can be paid using RBL Credit Card. It is very convenient to add your credit card details with the registered billers and pay the due amount.
You can also do quick recharge for your mobile phone or DTH using the card. If you set an auto-pay facility using the RBL MyCard App, the bank will take care of your bill payments, and you will not miss a bill due date again.
By paying these bills via card, you can earn reward points too. Also, some of the RBI Credit Cards offer cashback and rewards for making utility payments through them.
It is advised to get an RBI Credit Card after carefully considering the pros and cons of the card. You can use the trusted platform, Bajaj MARKETS to avail of any of the RBL Bank Credit Card of your choice in a few simple steps and start enjoying the benefits offered.